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Today's Rates
Updated daily
30-Year Fixed
6.375%
APR 6.512%
15-Year Fixed
5.750%
APR 5.923%
FHA 30-Year
5.875%
APR 6.721%
*Rates shown are examples and may vary based on credit, loan amount, and property type.
Mortgage Loans We Offer
Whether you're buying your first home or refinancing, we have the perfect loan for your needs.
Conventional Loans
More flexibility for borrowers with good credit. As low as 3% down.
FHA Loans
Low down payments and flexible credit. Great for first-time buyers.
VA Loans
No down payment. No PMI. Exceptional benefits for veterans.
Jumbo Loans
Financing for luxury homes exceeding conforming limits.
DSCR Loans
Investment property loans based on rental income potential.
Refinance
Lower your rate or access your equity. Fast, easy process.
Why Choose Bloom Lending?
Seamless Online Application
Apply in minutes from anywhere, any device
Numerous Mortgage Products
Solutions for every borrower situation
Compare Rates from Dozens
We shop 50+ lenders for the best rate
Assistance Throughout
Expert guidance every step of the way
Based on 50+ verified reviews
Michael R.
Verified Buyer
"James made our home buying experience seamless! He was incredibly responsive and guided us through every step. Best rates we found anywhere!"
Sarah T.
First-Time Buyer
"As a first-time buyer, I was nervous about the process. Bloom Lending made everything so easy to understand. Closed in just 21 days!"
David L.
Refinance Customer
"Refinanced with Bloom and saved over $400/month! The team was professional and kept me informed throughout. Highly recommend!"
Jennifer K.
VA Loan Customer
"As a veteran, I appreciated how knowledgeable they were about VA loans. Zero down payment and amazing service. Thank you Bloom!"
Robert & Maria G.
Investment Property
"Used Bloom for our investment property DSCR loan. They understood our needs and found us a great rate. Already planning our next purchase with them!"
Amanda P.
Cash-Out Refinance
"Did a cash-out refi to renovate our kitchen. The process was smooth and the team was incredibly helpful. Love working with professionals!"
Michael R.
Verified Buyer
"James made our home buying experience seamless! He was incredibly responsive and guided us through every step. Best rates we found anywhere!"
Sarah T.
First-Time Buyer
"As a first-time buyer, I was nervous about the process. Bloom Lending made everything so easy to understand. Closed in just 21 days!"
Delivering Mortgages in 7 States
Arizona • Texas • California • Utah • Washington • Oregon • Colorado
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